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Insurance and Financial Services Businesses: Philo Smith

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Philo Smith

DISCLAIMERS AND LIMITATION OF LIABILITY

PhiloSmith provides the site only for your convenience. None of the information contained in this web site constitutes a recommendation, solicitation or offer by PhiloSmith or its affiliates to buy or sell any securities, futures, options or other financial instruments of any person or provide any investment advice or service. The material contained in this website is for your private information. We are not soliciting any action based upon it. The material is based upon information that we consider reliable, but we do not represent that it is accurate or complete, and should not be relied upon as such. Nothing in the website should be construed as advice. We are not soliciting any action based upon it. The material is based upon information that we consider reliable, but we do not represent that it is accurate or complete, and should not be relied upon as such. The information, products and services on this web site are provided on an "AS IS," "WHERE IS" and "WHERE AVAILABLE" basis. PhiloSmith does not warrant the information or services provided herein or your use of this web site generally, either expressly or impliedly, for any particular purpose and expressly disclaims any implied warranties, including but not limited to, warranties of title, non-infringement, merchantability or fitness for a particular purpose. PhiloSmith will not be responsible for any loss or damage that could result from interception by third parties of any information or services made available to you via this web site. Although the information provided to you on this web site is obtained or compiled from sources we believe to be reliable, PhiloSmith cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose.

Neither PhiloSmith, nor any of its affiliates, directors, officers or employees, nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this web site, or resulting from the act or omission of any other party involved in making this web site, the data contained herein or the products or services offered on this web site available to you, or from any other cause relating to your access to, inability to access, or use of the web site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of PhiloSmith or of any vendor providing software or services. In no event will PhiloSmith or any such parties be liable to you, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or any other damages of any kind even if PhiloSmith or any other such party has been advised of the possibility thereof. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user's equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. PhiloSmith cannot and does not guarantee continuous, uninterrupted or secure access to the web site.

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